credit nightmare

so yesterday i got weird calls from a collection agency but i didn't know what was going on...something about er solutions or whatever calling about bank of america and getting put on hold and hung up on and i didn't know what's up...bank of america? i haven't used that credit card in a year...well, i look it up at home and it turns out...well, backtracking...i bought Mary Beth a one year subscription to the New York Times Book Review for her birthday in 2007...a year later they automatically renewed her account against my wishes...the credit card i'd initially used was one i'd stopped using and didn't even think about...i wasn't using it anymore so i wasn't thinking about it or looking it up or anything...well, it gets charged i don't know there's any charge and then it goes like six months or so without me paying on it and racking up almost $200 in late fees or so until it was recently discontinued and handed over to a collection agency...well, that really sucks for me, huh!? i called the bank last night and what they were saying didn't seem too promising and i couldn't get a hold of the collection people after they called to put me on hold for almost ten minutes and then hung up on me as soon as someone answered...so this morning i called the New York Times and got a supervisor who's sending it to the billing department to refund the previous charge (he said apparently it wasn't in the system as a gift account even though it should have been...) so they'll cancel that initial charge and send a new bill for what was sent to the delivery address...which is fine, just so long as all that mess gets reversed and my credit isn't fucked...so now i just have to wait for it to go through and get it straightend out with the bank or collection agency or whomever...but the biggest obstacle has been removed so i'm much relieved about that...i was flipping out last night...anyway, on the plus news yesterday i was able to trade off for that monday we'll be out of town to see Throbbing Gristle...now all that's left is sunday (the actual day of the show...) i have some tentative maybes...hopefully soon i'll be able to work something out...soon...